How to Notify USAA of a Death
Online or phone. Report a death online or by phone; USAA's Survivor Relations team helps with the claims process.
USAA — contact info
- Estate / bereavement phone
- 800-292-8294
- Hours
- Mon–Fri 7:30 AM – 6:00 PM CT
What USAA requires
Claimant's Statement
Returned along with a certified death certificate indicating the cause of death.
Certified death certificate
Must indicate cause of death.
What to expect
Processing time: After you're validated as a beneficiary, you'll receive a digital or paper packet within 10 business days; USAA's review of submitted documents can take up to 10 business days.
A letter you can send USAA today
USAA [Insurance Company Address] Re: Life Insurance Claim — Insured: Robert J. Sample Dear Claims Department, I am writing to initiate a life insurance claim on the above-referenced policy. The insured, Robert J. Sample, has passed away. I am the personal representative of the estate. I respectfully request the following: 1. Please send me the required claim forms and a complete list of documents needed to process this claim. 2. Please confirm the current status and details of the policy. 3. Please advise of any deadlines or time-sensitive requirements.
USAA death notification FAQ
How do I notify USAA of a death?
Online or phone. Report a death online or by phone; USAA's Survivor Relations team helps with the claims process.
What documents does USAA require?
Claimant's Statement — Returned along with a certified death certificate indicating the cause of death. Certified death certificate — Must indicate cause of death.
How long does the process take with USAA?
After you're validated as a beneficiary, you'll receive a digital or paper packet within 10 business days; USAA's review of submitted documents can take up to 10 business days.
What if my loved one had other accounts besides USAA?
Every institution has its own process and required documents. Estate Assist reads the estate's documents, identifies every institution to notify, and drafts a personalized letter for each one automatically.
Other institutions
Checked against USAA's official website on July 18, 2026. Requirements, contact info, and processes change — confirm current requirements with USAA's official page before relying on this guide. Estate Assist provides general information, not legal advice.